Checking Accounts

Banclub I

  • $100.00 to open
  • No minimum balance required
  • $5.00 monthly service charge
  • Accidental death policy & dismemberment insurance available *
  • Free club checks
  • Money orders, cashier checks and travelers checks are exempt from charges

Banclub III

  • $100.00 to open
  • No minimum balance required
  • $7.00 monthly service charge
  • Accidental death policy & dismemberment insurance available *
  • Free club checks
  • Money orders, cashier checks and travelers checks are exempt from charges

Regular

  • $100.00 to open
  • Service charge is $2.00 plus .15 cents a check if the balance drops below $750.00
  • The service charge and check fee will not apply to senior citizens 62 or older, church groups, civic groups, or students.

Special

  • $100.00 to open
  • Service charge is $2.00 plus .20 cents a check if the balance drops below $400.00

Commercial

  • $100.00 to open
  • Service charge is $3.00 plus .15 cents a check if the balance drops below $1250.00

Public Funds

  • $100.00 to open
  • Service charge is exempt

U.S. Government

  • $100.00 to open
  • Service charge is exempt

Now Commercial

  • Minimum deposit of $2000.00
  • Service charge of $5.00 plus .15 cents a check if the balance drops below the minimum
  • Contact bank for rates

Now Personal

  • Minimum deposit of $1250.00
  • Service charge of $5.00 plus .15 cents a check if the balance drops below the minimum
  • Contact bank for rates

Super Now Personal & Commercial

  • Minimum deposit of $2500.00
  • Service charge of $5.00 plus .25 cents a check if the balance drops below the minimum
  • Contact bank for rates

*Insurance disclaimer

  • Not a bank deposit
  • Not FDIC insured
  • Not insured by any federal government agency
  • Not insured or guaranteed by any bank

Temporary Liquidity Guarantee Program

Our institution has elected to participate in the FDIC’s Transaction Account Guarantee Program.  Under that program, through June 30, 2010, all non-interest bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account.  Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.