Checking Accounts

Banclub I

  • $100.00 to open
  • No minimum balance required
  • $5.00 monthly service charge
  • Accidental death policy & dismemberment insurance available *
  • Free club checks
  • Money orders and cashiers checks are exempt from charges.

Banclub III

  • $100.00 to open
  • No minimum balance required
  • $7.00 monthly service charge
  • Accidental death policy & dismemberment insurance available *
  • Free club checks
  • Money orders and cashiers checks are exempt from charges.

Regular

  • $100.00 to open
  • Service charge is $2.00 plus .15 cents a check if the balance drops below $750.00
  • The service charge and check fee will not apply to senior citizens 62 or older, church groups, civic groups, or students.

Special

  • $100.00 to open
  • Service charge is $2.00 plus .20 cents a check if the balance drops below $400.00

Commercial

  • $100.00 to open
  • Service charge is $3.00 plus .15 cents a check if the balance drops below $1250.00

Public Funds

  • $100.00 to open
  • Service charge is exempt

U.S. Government

  • $100.00 to open
  • Service charge is exempt

Now Commercial

  • Minimum deposit of $2000.00
  • Service charge of $5.00 plus .15 cents a check if the balance drops below the minimum
  • Contact bank for rates

Now Personal

  • Minimum deposit of $1250.00
  • Service charge of $5.00 plus .15 cents a check if the balance drops below the minimum
  • Contact bank for rates

Super Now Personal & Commercial

  • Minimum deposit of $2500.00
  • Service charge of $5.00 plus .25 cents a check if the balance drops below the minimum
  • Contact bank for rates

*Insurance disclaimer

  • Not a bank deposit
  • Not FDIC insured
  • Not insured by any federal government agency
  • Not insured or guaranteed by any bank


NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.

The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts (“IOLTAs”). It does not include other accounts, such as traditional checking or demand accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.