|
Checking
Accounts
Banclub
I
- $100.00
to open
- No minimum
balance required
- $5.00 monthly
service charge
- Accidental
death policy & dismemberment insurance available *
- Free club
checks
- Money orders and cashiers checks are exempt from charges.
Banclub
III
- $100.00
to open
- No minimum
balance required
- $7.00 monthly
service charge
- Accidental
death policy & dismemberment insurance available *
- Free club
checks
- Money orders and cashiers checks are exempt from charges.
Regular
- $100.00
to open
- Service
charge is $2.00 plus .15 cents a check if the balance drops
below $750.00
- The service
charge and check fee will not apply to senior citizens 62 or
older, church groups, civic groups, or students.
Special
- $100.00
to open
- Service
charge is $2.00 plus .20 cents a check if the balance drops
below $400.00
Commercial
- $100.00
to open
- Service
charge is $3.00 plus .15 cents a check if the balance drops
below $1250.00
Public
Funds
- $100.00
to open
- Service
charge is exempt
U.S.
Government
- $100.00
to open
- Service
charge is exempt
Now
Commercial
- Minimum
deposit of $2000.00
- Service
charge of $5.00 plus .15 cents a check if the balance drops
below the minimum
- Contact
bank for rates
Now
Personal
- Minimum
deposit of $1250.00
- Service
charge of $5.00 plus .15 cents a check if the balance drops
below the minimum
- Contact
bank for rates
Super
Now Personal & Commercial
- Minimum
deposit of $2500.00
- Service
charge of $5.00 plus .25 cents a check if the balance drops
below the minimum
- Contact
bank for rates
*Insurance disclaimer
- Not a bank deposit
- Not FDIC insured
- Not insured by any federal government agency
- Not insured or guaranteed by any bank
NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a “noninterest-bearing transaction account” are insured in full
by the Federal Deposit Insurance Corporation from December 31, 2010,
through December 31, 2012. This temporary unlimited coverage is in
addition to, and separate from, the coverage of at least $250,000 available
to depositors under the FDIC’s general deposit insurance rules.
The term “noninterest-bearing transaction account” includes a traditional
checking account or demand deposit account on which the insured
depository institution pays no interest. It also includes Interest on
Lawyers Trust Accounts (“IOLTAs”). It does not include other accounts,
such as traditional checking or demand accounts that may earn interest,
NOW accounts, and money-market deposit accounts.
For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov. |