Community Reinvestment Act
Community Reinvestment Act (CRA) encourages federally insured banks to help meet the credit needs of the communities in which they do business, especially low- and moderate-income (LMI) communities, consistent with safe and sound operations.
Bank of Dawson understands the importance of our neighbors and communities, which is why we are dedicated to providing access to banking services and loans within our designated assessment area.
CRA requires banks to maintain a Public File containing specific information that can be made available upon request.
Bank of Dawson’s CRA Public File is available on the bank’s website and at the main branch. The information within this file is intended to serve as communication of who we are and what we provide. Bank of Dawson’s long-term dedication and commitment remains top priority.
In compliance with the requirements of the Community Reinvestment Act (CRA), the following information must be maintained in the public file, current as of April 1 of each year and may be updated periodically.
CRA Performance Evaluation
CRA Lobby Notice
Written Comments Received from the Public
Branch Information
Branches Opened or Closed
Retail Banking Services
A list of retail banking services including hours of operation, available loan and deposit products, and transaction fees generally offered.
Facility-Based Assessment Areas
Maps of each facility-based assessment area showing the boundaries of the area and identifying the geographies for each area.
Home Mortgage Disclosure (HMDA) Notice
*Due to changes in reporting thresholds, Bank of Dawson was exempt from data collection and reporting requirements for years 2021 and 2022.